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Harden the house

Most homes become unlivable for one of a handful of reasons: smoke, cold, heat, fire or a break-in. Account takeover belongs on that list too. Here's what to do about each, from free to fully upgraded.

Last reviewed November 4, 2026Sources at the end

Warm light glowing from a window at night
Home

Fire and carbon monoxide come first

  • Smoke alarms on every level of the home, including the basement (Ready.gov).
  • Carbon monoxide detectors with battery backup on every level (Ready.gov).
  • A fire escape plan with two ways out of each room, practiced twice a year (Ready.gov).
  • An extinguisher in the kitchen and the garage.

By threat, at three budgets

ThreatGoodBetterBest
Wildfire smokeN95s for everyone; one clean room with a box-fan filterHigh-efficiency furnace filters; a portable HEPA purifier for the clean roomWhole-house filtration; sealed windows and doors
Cold and outageCold-rated sleeping bags; one room you can close off and heatIndoor-rated propane heater with a CO alarm; pipe insulationWood or pellet stove (permit required)
Extreme heatFans, blackout curtains, a cool room on the lowest floorOne-room window AC on backup powerHeat pump on a home battery
House fireSmoke alarms on every level, extinguishersInterconnected alarms; escape ladders for upper floorsMonitored alarms
Wildfire embersKeep at least 30 ft around the house free of leaves, debris and flammable materials (Ready.gov)Ember-resistant vent screens; clean gutters each fallNoncombustible siding and fencing at the house
IntrusionBattery motion lights; use the locks you haveReinforced strike plates; doorbell camera on backup powerMonitored security with cellular backup
DigitalMulti-factor login on email and banking; change the router passwordA household password manager; router firmware updatesEncrypted offline backup of documents and photos

Set up a clean room for smoke

Pick a room you can close off from outside air, ideally one with few windows, and run a portable air cleaner or filter in it so the air stays clean even when the rest of the house is smoky (Ready.gov). Set it up in spring, before fire season, when purifiers and filters are easy to find.

Know your shutoffs

Find, label and practice the water main, the gas meter shutoff (and keep the wrench next to it), and the electrical panel. Free, and it takes an afternoon.

What to look for

CO and smoke alarms

  • Listed by a recognized testing lab (look for UL on the package)
  • Battery backup, or a sealed 10-year battery
  • Interconnected models, so one alarm sets off all of them

Portable air purifier

  • A true HEPA filter
  • Rated for the size of your clean room
  • Spare filters on hand before smoke season